ELRAP Blogs on Retiring and Living Abroad: Low Cost Retirement in the Philippines

Unique Spots in Cebu You Probably Did Not Know About

If you think you know everything about Cebu, think again. Yes, most of us probably heard of the place to be one of the most developed and promising island provinces in the Philippines, what with it being the center of trade, commerce, education and industry in the Visayan area. Even more so because of the several wonders it has to offer to both the locals and the tourists. But can you honestly say you have totally explored the place? If you want to visit one of the country’s most iconic heritage spots, Cebu is the place to visit. It is the first Spanish settlement in the Philippines, and it has the oldest city in the country as its capital – Cebu City. It is also called the Queen City of the South, and rightly named so. The province is one of the favorite destinations of those…

Read More...

THE NEW DAY PHILIPPINES AND JUST HOW FAR IT HAS COME, AND THE SAD STORY OF SONY PHILIPPINES

I have a relationship with this wonderful country for 34 years now, in which I have lived full time here over 25 years and part time the balance. And WOW, competition changed everything as far as amenities and customer service is concerned (although still heavily dominated by the elite families) but not entirely, as the richest man in the Philippines, Henry Sy came from nothing (owner of SM Prime Holdings and malls), as well as Manny Pangilinan (PLDT), and John Gokongwei Jr. as who is a major owner of malls in the country. With smart phones, laptops, and tablets, there are so many choices. The competition is fierce, although not quite yet like the 1st world, but major changes brought on by this competition. Philippines, in the old days, when you drop your Coke…

Read More...

GIVING BACK TO THE COMMUNITY

I enjoy working in my local community to give back as is my physical makeup thanks to my father who is a legacy in this arena. This article is purely to acknowledge some fine folks and a successful company, or should I say corporation which is  SM Prime Holdings  which primary success has come in their large number of modern Malls here in the Philippines. First, I would like to thank Marc, the operational GM at the Baguio SM mall for helping to get the corporate office to renovate our city children's park here in Baguio City. Marc is now working with an associate of mine who has a foundation here to help the deaf population. With a little luck SM will donate some greatly needed computers and I-pads in the very near future. Also a thanks to David the store manager of SM appliances…

Read More...

Religion in the Philippines Joining One Church…or Another!

If you come to the Philippines and are of the Christian religion, you're in luck. There is every sect of Christianity here with the predominant religion being Roman Catholic to the tune of approximately 80%. There is every conceivable church from the Baptist church, Evangelistic churches, Latter Day Saints, Protestants, and the Seventh Day Adventists. There are two major Philippine-born religions in Christianity which are the Iglesia ni Cristo and El Shaddai. The Roman Catholic church is everywhere and it is not uncommon to see dozens of these churches even in small provincial areas. In the major cities, some of these churches are spectacular. To join the Catholic church here is not necessary, just attend a Mass or go into the church and there will always be people around to attend to…

Read More...

THIRD WORLD CHAOS AND WHY WE LOVE IT

There are a lot of trade-offs in the third world when it comes to third world chaos that the author describes as freedom. If you have never been to the Philippines, the drivers can be insane. Because of there is little law enforcement in many areas, the law of the jungle does exist. To describe this, you would have to see the way that folks drive here which is absurd, but there is rhyme and reason to their driving habits, and it is just a part of the learning curve. When driving and you are trying to change lanes or make a turn in traffic you will have to take a directive which is usually by using hand signals. Since there is so much third world craziness in the Philippines, it may take some time to adjust. Other examples of chaos are people throwing their trash on the street, smoking…

Read More...

CARING FOR YOUR LOVED ONE IN YOUR ISLAND HOME

The Philippines offers an affordable, compassionate, and caring alternative to an assisted living facility in the First World.  A fact of life that we all eventually have to face is that at some point, we will have to care for a parent, a spouse, or a loved one who is in need of assistance, be it physical, emotional, or both. The need can be temporary, it can be permanent, or it can be finite, but as sure as dealing with death and taxes, we will one day have to deal with assisting someone we love. In the First World, the usual course for care would be moving your loved one into an assisted living facility or nursing home. The option of being able to live in your own home, among your own family, and be capably cared for is not usually a feasible one in a First World setting. In…

Read More...

Opening a Retirement Business in the Philippines

Whether or not you are married to a Filipino can impact on your approach to opening a retirement business in the Philippines. If your spouse is Filipino, opening up a business is easier; if you are single or not married to a Filipino, opening a business can be a bit more challenging, but it is still quite do-able nonetheless… Popular types of retirement businesses among foreign baby boomers who retire to the Philippines are usually a retail business or an exporting business. "Export" nowadays has become an explosion in the outsourcing industry, which ranges from call centres to businesses as diverse as medical transcription, web development, or even teaching English online. Essentially, an "export business" covers anything that can be outsourced from a foreign country. The…

Read More...

“ More and more folks are retiring at an earlier age, while they are still healthy enough to enjoy their lives. The problem is, in the First World, even a couple in their late fifties that have a $500,000 investment portfolio, which includes their home equity and other investments, won’t have enough retirement income to take advantage of their hard-won freedom. ”

The FREEDOM HANDBOOK
By Bruce Silverman
http://funphilippinesretirement.com
“ELRAP is a friendly website! On our pages please--no vulgarity, and no politics or religion discussed!”