(Please Note That Tour Dates May Vary)


Visitor arrives in Manila from out of the country and is met at the airport by hotel car for PICASSO BOUTIQUE SERVICED RESIDENCES (http://picassomakati.com/story.html) and is taken to the hotel. Friday is a free day to rest from the trip and explore the area. A welcome brochure with information about the immediate vicinity (restaurants, shopping, nightlife, spas, additional tours within the country, should you be interested) waits for you upon check-in.


7:30-8:30Breakfast at the Picasso.
8:30-9:30Welcome seminar, hosted by ELRAP founders, Bruce Silverman and/or Betsy Malca. We’re going to give you a bit of an overview, not only of what we are going to see, but a few topics of interest, like health insurance, setting up a retirement business, setting up a home, what sort of living expenses to expect, and the like. Ask us anything, and we will try to answer your questions!
10:00Depart Picasso for a tour of Metro Manila proper. The city is too big to hit everything, but we will take you to see a model unit of a typical condominium in a new building. We’ll have information on what it would cost to buy or rent a similar unit in Makati, or in other parts of town. After visiting the model condominium unit, we will take you driving through Makati, Pasay, and the old city of Intramuros to give you an idea of what the city looks like before we stop for a tasty Filipino lunch at one of Manila’s gastronomic institutions, the Aristocrat restaurant. Lunch is western-taste-friendly Filipino food!
1:30After lunch, we will head to Makati and then to Bonifacio Global City where we will tour one of our excellent Filipino hospitals, either
Makati Medical Center (http://www.makatimed.net.ph/main.php? ) or
St. Luke’s Medical Center Global City (http://www.stlukesmedicalcenter.com.ph/).
After our hospital tour, we will take a quick peek at S&R Membership Shopping (http://www.snrshopping.com/), the Philippines’ answer to American wholesale merchandiser Costco, to give you a chance to see if your lifestyle requirements are available in country. After S&R, we will proceed to Rockwell Center and give you the opportunity to see that there are grocery stores, delicatessens, gourmet food shops, Western-sized clothing and shoe stores (not to mention first-class movie theatres showing the latest films)…pretty much, “you name it, we’ve got it” so that you can be reassured that you can obtain pretty much everything in the Philippines that is available in the First World—and see that everything is available in English!
6:00Return to the Picasso, evening is free.


7:30-9:30Breakfast at the Picasso, inclusive of on-going familiarization seminar.
10:00Today we take you to the southern part of Metro Manila, and a little bit out of town, to Tagaytay. We’ll do a bit of sight-seeing along the way. We’ll explore Paranaque and Muntinlupa a little, going through some of the housing subdivisions and amenities in the area. Asian Hospital (http://www.asianhospital.com/) is located here, also a premier institution, and we will point it out, but not stop in for a tour. We will wind up at Festival Supermall. We will stop for lunch at the Union Jack Tavern, with the attached grocery for all goods British, in the mall.
2:00Head out of town for the short trip to Tagaytay, the “volcano within a lake within a volcano”, stopping en route to enjoy some of the highlights like shopping at the fruit vendors, furniture vendors, and enjoying a cup of coffee while taking in the view. Many people choose to live full or part time in Tagaytay as it is out of the hustle and bustle of the city, yet close enough to be in the heart of Makati within an hour and a half.
6:00Arrive at the Picasso, evening is free.


7:30-8:30Breakfast at the Picasso, check out of the hotel and start our road trip!
8:30Depart for Angeles City, formerly the site of the American airbase, Clark Field, and presently the location of the alternate airport for Manila, the Diosdado Macapagal Airport—still called “Clark”. Cheap tickets from this airport to pretty much anywhere in Asia! Upon arrival we will take a tour of town, including a look at housing and medical facilities, The Strip, and a swing by the airport. Lunch and tour in Angeles with Bruce Silverman as our revered (!) host, ready, willing, and able to show us around and answer all Angeles-related questions!
4:00Depart for Subic, formerly the American Subic Bay Naval Station, and check in to our hotel, the Lighthouse Marina Resort (http://www.lighthousesubic.com/).
5:00 Meet in the lobby and do a little sight-seeing tour around Subic. You may notice that there are signs posted around the roads that say, “Monkey Crossing”. It would be wise to pay attention to them…because in Subic, there are a lot of monkeys crossing the road, especially at sunrise and sunset. Return to Lighthouse Marina Resort; evening is free. Van will take whoever would like to go to dinner and night on the town in nearby Olongapo, but the van returns—with or without you—at Cinderella time, MIDNIGHT. If you miss the van, you must return to Subic on your own, by taxi! Please make sure you don’t get left behind when we depart Subic next day!


7:30-8:30Breakfast and check out of Lighthouse Marina Resort.
8:30Tour Subic, starting with Baypointe Hospital and Medical Center (http://hospitalsplus.com/affiliated_hospital_bhmc.html), and then proceeding to look at the different types of housing options available in Subic. Afterwards, we will proceed to Harbor Point Mall (including grocery and pharmacy) for a walk-through to get a general idea of what is available to the Subic resident, goods-wise.
12:00Western-style hearty lunch in Subic
2:00Depart Subic for Baguio, approximately four hours trip (with scheduled brief bathroom stops en route), refreshments served on board, and questions answered along the way.
6:30Arrive Baguio, check in to the historic Baguio Country Club (http://www.bcc.com.ph/), built in 1909. Evening is free.


7:30-8:30Breakfast…suggest you try the Golfer’s Breakfast or the Miner’s Breakfast on the Verandah. An excellent start to your day!
8:30Baguio resident and biggest fan, Bruce Silverman, is our guide to the city he loves! City tour will include a short visit to Baguio General Hospital (http://bghmc.doh.gov.ph/), a look at the available housing options in town, a stroll through the famous Baguio City Market, and from there to the SM mall at the top of Session Rd. for a look at the amenities on the way to a quick lunch at one of the fast-food places in the mall.
1:30Return to hotel, afternoon and evening are free so that you can explore Baguio at your leisure. You will be given information on sights to see, food to eat, things to do. Taxis are cheap, easy to catch, reliable, and plentiful. Horseback riding at Camp John Hay is just next door, and there are quite a few little museums all around town. There is golf at the Country Club (please reserve your tee-off time the previous evening), lots of sights to see and several excellent places to shop. The Club has excellent “masahistas” (masseuse), and there is a beauty salon downstairs, as well as a bowling alley and swimming pool. Enjoy!


7:30-8:30Breakfast and check out of Baguio Country Club.
8:30Depart Baguio, heading north and down the mountain to the beach.
11:00Arrive in Bauang, La Union where we will spend a short while poking around. Bauang is the home of Research Reef, a great dive spot, and it regularly hosts the South China Sea Regatta (led by the Royal Hong Kong Yacht Club). There is an American VFW post here. Bauang is a pretty laid back place. From Bauang, we head north to the picturesque colonial town of Vigan, Ilocos Norte, driving along one of the most scenic roads in the country. Your tour guide will be dispensing pearls of wisdom en route.
1:00Stop in Vigan for delicious typical Ilocano lunch, a little bit of sightseeing, and maybe even a little bit of shopping.
4:00Depart Vigan for Laoag. Laoag is a burgeoning provincial city, capital of Ilocos Norte. There is a lot of new development here, and the place is quite lovely as well!
5:00Arrive Laoag, check in to the five-star Fort Ilocandia Hotel (http://www.fortilocandia.com.ph). Evening is free and we suggest you indulge in a cocktail on the beach as the sun sets over the South China Sea, and maybe try your hand at the Casino after dinner. For those who would like to stay in Laoag over the weekend (tour returns to Manila on the following day, Friday), arrangements can be made to extend your stay. Pagudpud is the home of a stunning beach on the northern tip of Luzon Island, and is only an hour away. Arrangements can be made to spend time there after the tour has ended. Your air ticket back to Manila, pick up at Manila airport and transfer to Picasso Hotel, plus one night’s stay at the Picasso are included in your tour cost and can be re-scheduled to suit your itinerary.


7:30-9:00Breakfast and check out of Fort Ilocandia Hotel.
9:00Sight-seeing tour of Laoag City and suburbs. View housing options; take a tour of Laoag City General Hospital (http://laoagcity.gov.ph/index.php?option=com_content&view=article&id=257:laoag-city-general-hospital-lcgh-fully-opens&catid=3:stories&Itemid=75); as well as a visit to a grocery and shopping mall to see if you would be able to procure what you would need for daily life, should you choose to live in Laoag. Light refreshment will be served on board the bus during this time.
2:00Late lunch in the city during which we will conduct our Closing Remarks Seminar and Q&A session.

Head to airport to catch the short flight back to Manila. We’ll be picked up at the airport in Manila by the Picasso van and brought back to the hotel in Makati.


On Saturday morning, breakfast is included as part of your Picasso Hotel package. Check-out time is at noon! For those who would like to stay on at the Picasso, arrangements can be made. Thank you for joining us on our tour, we hope it has been helpful in your Philippine Retirement decision-making!


Cost of this tour, per person, based on:

TWIN SHARING of accommodation is US$2100.00

SINGLE accommodation is US$2550.00

UPCOMING TOUR DATES (tours always begin on a Saturday; you are asked to arrive not later than the Friday before the tour) :

16-22 August 2014 SOLD OUT
24-30 January 2015
14-20 February 2015

“ More and more folks are retiring at an earlier age, while they are still healthy enough to enjoy their lives. The problem is, in the First World, even a couple in their late fifties that have a $500,000 investment portfolio, which includes their home equity and other investments, won’t have enough retirement income to take advantage of their hard-won freedom. ”

By Bruce Silverman
“ELRAP is a friendly website! On our pages please--no vulgarity, and no politics or religion discussed!”