Tour Inclusions & Exclusions, Inclusive of Travel Insurance and

Post-Tour Suggestions

What IS included in the cost of the tour:

The cost of your tour includes travel insurance. Please click on the link below to view the PDF file of the travel insurance brochure:

Blue Cross Travelsafe medical/travel insurance:

We use the Privilege Peso Plan for Philippine Travel Only. The premium paid is for the Individual Plan (brochure is attached, please review carefully; direct all inquiries regarding this policy to Mr. Randy de la Cruz, contact details below). The policy covers you, under the terms and conditions stated by Blue Cross (below), for SIXTY days:

“The period of insurance shall be in effect two hours upon arrival NAIA (Ninoy Aquino International Airport) Manila which shall also be considered as the point of origin, or the commencement of the policy (declared start date of the policy), which ever of these occurs later. Coverage under the policy and the endorsement with respect to all benefits stated in the official confirmation of coverage, except for trip cancellation benefit shall also be in effect on the above condition.

Policy ceases whichever of the following occurs first:

  • A. The expiry date of the insurance coverage as specified in the Official confirmation of coverage in the schedule of benefits
  • B. 2 hours upon arrival in the terminal premises of the point of origin, which is NAIA, on their scheduled departure going back to their country of residence.”

Therefore, should you choose to stay in the Philippines—even for several weeks—after your initial arrival, you would still be covered by this policy. Enrollment in this policy is mandatory. This policy is valid only for persons up until the age of 75. If you are 76 years or older and wish to undertake the tour, please e-mail Betsy Malca at Any additional travel or medical insurance you may already have is an added benefit to you.

The cost of the tour covers all travel expenses within the Philippines while on the tour, whether by land, sea, or air.

The cost of the tour covers all accommodation expenses while on the tour.

All breakfasts and lunches are included in the cost of the tour (NOTE: Southern tour includes one dinner, in Bukidnon).

Experienced, informative, and competent tour guides are included in the cost of the tour (tips for your guides are not included and are entirely at your discretion).

What is NOT included in the cost of the tour:

The cost of your Philippine Visa: Upon arrival at the airport, you will be automatically granted a free 21-day visa PROVIDED YOU HAVE AN OUTWARD BOUND TICKET. If you do not have an outward bound ticket, you will be required to purchase one at the airport, or else you will be required to leave the country. While in the Philippines, you can obtain, at additional cost and a trip to the Department of Immigration, a visa extension. Please go to VISA PROCESSING for more information. HOWEVER, if you obtain a visa from a Philippine Embassy or Consulate before embarking to this country, you will be given a FREE fifty-nine day visa. Please consult the Philippine Embassy or Consulate nearest you for more information.

Activities, such as golf, diving, spa treatments, and the like are to the account of the individual, but rest assured, the costs for indulging in these and other activities is highly affordable.

Alcoholic beverages are likewise not included in the cost of the tour (NOTE: Except for wine at dinner in Bukidnon during the Southern tour.)

Dinners are not included in the cost of the tour (NOTE: Except in Bukidnon during the Southern tour).

The mini-bar, room service, amenities charges at any of the hotels, are to the account of the individual. Tour costs cover hotel room and breakfast only.

If You Want to Stay On After Your Tour is Done…

You may notice that both of the trips close at a beach resort. After taking our whirlwind tour, you may opt to spend some additional time relaxing on the beach, which is why we planned it that way! ELRAP can assure you of our special rates at the resorts (for the account of the individual), should you wish to extend your stay. Please be reminded that your medical/travel insurance is valid several weeks after the date of your initial arrival in the Philippines, should you need to avail of it.

Should you wish to extend your stay at The Picasso in Makati, ELRAP can assure you of our special rates there (for the account of the individual) for the duration of your stay.

Should you wish to stay in the Philippines after your tour has concluded in order to do some exploring on your own, and would like some information or assistance from ELRAP as to arrangements for other tours or places to visit, domestically or regionally, or recommendations for alternative places to stay, or some guidance or advice on pretty much anything, please feel free to just ask us! We would be happy to assist you. It would be best to make these onward arrangements before your arrival in the Philippines, if possible. Please contact Betsy Malca at for more information.

“ More and more folks are retiring at an earlier age, while they are still healthy enough to enjoy their lives. The problem is, in the First World, even a couple in their late fifties that have a $500,000 investment portfolio, which includes their home equity and other investments, won’t have enough retirement income to take advantage of their hard-won freedom. ”

By Bruce Silverman
“ELRAP is a friendly website! On our pages please--no vulgarity, and no politics or religion discussed!”